WordPress Credit Card Payment Plugin presents the ideal solution for facilitating online payments on your WordPress site. These plugins offer comprehensive support for different payment options, providing flexibility for customers with various choices and underestimating cart defection rates.
In the following conversation, we will examine and compare the highest credit card processing plugins to guide you in selecting the most suitable one for your business needs.
Why Do You Require a WordPress Credit Card Payment Plugin?
A WordPress Credit Card Payment Plugin is required if you plan to sell products, services, or subscriptions through your website. Shifting customers to external payment gateways can be unmanageable and may result in increased cart defection. Unlike the approach of directing users away from your site to payment gateway websites like PayPal or Square, a credit card processing plugin perfectly combines with WordPress.
This combination enables the approval and authentication of digital payment information from customers without them leaving the page. The result is a smooth and suitable payment experience. For membership websites, these plugins often support regular payments, enabling customers to set up computerized payments for continued services.
Before you start, ensure that you have enabled HTTP/SSL on your WordPress site to securely accept online payments. If you’re unsure about this process, refer to our beginner’s guide on obtaining a free SSL certificate for your WordPress website.
Now that you understand the importance of WordPress Credit Card Payment Plugin, let’s go into a comparison of the top credit card processing plugins known in the market.
Related Article: Top 9 WordPress Help Desk Plugins
Easy Digital Downloads
Easy Digital Downloads (EDD) stands out as a strong WordPress Credit Card Payment Plugin designed for selling digital products such as software, PDFs, eBooks, documents, and other downloadable ranges. With EDD, you can conduct unlimited transactions, sell an unlimited number of products, and enjoy the absence of monthly fees.
The plugin comes fitted with built-in payment gateways like PayPal and Stripe, and it also offers additional payment options to supply to a broader customer base, including Authorize.net, Braintree, ClickBank, and more.
Separated from facilitating one-time payments, EDD supports regular subscription fees for any digital products. Setting up the plugin is straightforward, as it automatically develops product pages, cart pages, and checkout pages. Customization options contain a buy button, login, cart widget, order history, and more.
A dedicated Reports dashboard within WordPress provides insights into earnings, refunds, and average order value, categorized based on the different payment gateways used.
Pricing: While a free version of Easy Digital Downloads supporting PayPal, Stripe, and Amazon Pay is available, the All Access Plan priced at $499.50 per year grants access to the entire addon catalog, eliminating the need for individual payment gateway addons.
WP Simple Pay
WP Simple Pay stands out as the premier Stripe payments plugin for WordPress, offering a reliable way to collect both one-time and recurring payments directly on your site.
Designed for those without an e-commerce site who seek a straightforward method to accept transactions for services, WP Simple Pay provides a user-friendly drag-and-drop form builder for creating various payment forms. Leveraging the credibility of Stripe as a payment gateway, the plugin fosters trust among visitors, ultimately increasing conversion rates.
WP Simple Pay supports multiple currencies and boasts compatibility with over 13 payment methods, including ACH Direct Debit, Alipay, Affirm, Afterpay, Klarna, Giropay, and more.
The plugin’s unique features include the ability to offer free trial periods before invoicing, facilitating ‘Buy Now Pay Later’ options, and providing 70+ ready-made payment form templates for extensive customization.
Pricing: While a free version of WP Simple Pay connects automatically with Stripe Checkout and major credit/debit cards, paid plans unlock advanced functionalities such as recurring payments, automatic billing setup, ‘Buy Now, Pay Later’ options, and more.
WPForms
WPForms stands out as the best form builder plugin for WordPress, allowing quick creation of various forms such as booking forms, contact forms, and more. Trusted by over 6 million website owners, WPForms easily combines with payment gateways like PayPal, Stripe, Square, and Authorize.net through the easy installation of addons.
The free version of WPForms offers Stripe payments at no cost, making it an excellent choice for subscription services or small businesses that don’t necessarily require a product or checkout page.
For example, if you’re selling a monthly beauty box subscription, WPForms facilitates the creation of a form enabling users to select their desired beauty box type and input shipping information.
Pricing: While the basic version of WPForms is free and includes Stripe payments, the Pro version, starting at $49.50 per year, provides access to additional payment gateway addons.
MemberPress
MemberPress stands out as a top-tier membership plugin also used as a WordPress Credit Card Payment Plugin, offering advanced features for managing membership sites. Capabilities include accepting credit card payments, creating gated content, implementing membership levels, establishing members-only forums, restricting access based on membership levels, and more.
Ideal for course creators selling online courses, premium content, or group membership plans, MemberPress supports popular payment solutions such as Stripe, PayPal, and Authorize.net. The plugin empowers users to build membership sites from scratch, covering aspects like pricing pages, signup forms, members-only content, customizable membership email templates, and group forums.
For comprehensive guidance on using MemberPress, consult with us to create a WordPress membership site.
Pricing: MemberPress is a premium plugin starting at $179.50 per year for a single site.
WooCommerce
WooCommerce stands out as the most widely used e-commerce plugin for WordPress, showing support for payments from main credit card providers like Mastercard, Visa, American Express, and more. By default, the platform takes direct bank transfers, check payments, and cash on delivery.
For access to popular payment gateways like WooPayments, Stripe, PayPal, Square, Klarna, and Amazon Pay, users can download them as addons from the extensions store. While WooCommerce excels in facilitating the sale of physical products, it allows for the swift establishment of online stores, product pages, customizable checkout processes, inventory management, and payment processing all in one centralized location.
WooCommerce serves an extensive marketplace featuring apps that enhance the checkout experience, such as adding related items or implementing a countdown timer in the shopping cart to boost sales.
To learn the ropes of setting up a WooCommerce store, consult with us on WooCommerce made simple.
Pricing: WooCommerce itself is free, as are the payment gateways within its marketplace. However, users often opt for additional apps or themes to enhance their online stores.
Accept Stripe Payments
Accept Stripe Payments is a free WordPress Credit Card Payment Plugin via Stripe. The plugin utilizes a simple shortcode to add the Stripe ‘Buy Now’ button anywhere on your website for developments or services, including the ability to accept contributions.
Upon clicking the buy button, users encounter a Stripe pop-up, encouraging them to enter credit card information to complete the purchase. Once completed, customers are diverted to the Checkout Result page, displaying marketing details and the bought item.
Within WordPress, the plugin captures transactions in the orders menu, allowing easy viewing of all received orders in the dashboard.
While the plugin offers basic features for making and customizing a product page, it may not provide the comprehensive features of other e-commerce platforms like WooCommerce or Easy Digital Downloads.
For a detailed guide on adding Stripe as a payment method, refer to our services on getting payments with Stripe in WordPress.
Pricing: Accept Stripe Payments is a free plugin; however, it offers options that can be purchased individually or as a bundle. Addons, such as Subscription payments, Apple and Google Pay, Alipay, among others, cost $39.95 each or $79 per year for access to all excellent addons.
LearnDash
LearnDash stands out as the most advanced WordPress learning management software (LMS) plugin, designed to assist in building a paid community around digital courses.
Users have complete control over course access and duration, offering exclusive perks and curating courses for various membership plans and packaged deals.
Upon signup, members instantly gain access to all content in their chosen membership plan. For selling memberships, LearnDash easily combines with MemberPress. Payment collection is facilitated through various gateways, including Stripe, PayPal, and 2Checkout.
Pricing: LearnDash starts at $199 per year for access to one site, inclusive of updates and support.
WP Charitable
WP Charitable ranks as a highly regarded WordPress donation and fundraising plugin, serving over 10,000 non-profit organizations and website owners. The plugin distinguishes itself by not charging processing fees, ensuring more funds go towards supporting causes.
Offering features like one-time and recurring donations, customizable donation forms, GDPR compliance, and more, WP Charitable supports built-in payment integrations for PayPal, Stripe, Paystack, GoCardless, Braintree, Mollie, Windcave, and others.
For non-profit researchers to raise funds, our guide on adding a PayPal Donate button in WordPress provides useful understanding.
Pricing: Charitable is free, offering access to PayPal and Stripe integrations. Paid plans unlock premium payment gateways, recurring donations, crowdfunding, and additional features.
YITH WooCommerce Stripe
YITH WooCommerce Stripe is a unique WordPress Credit Card Payment Plugin through Stripe on WooCommerce stores. Developed by the trusted YITH, this plugin simplifies payment processing to reduce dumped carts and improve the general buying experience.
Special features of this WordPress Credit Card Payment Plugin include displaying the customer’s credit card list during checkout, making a user blacklist for potential dishonest visitors, one-click refunds, managing recurring payments with YITH Subscription, and requesting additional information like billing address and zip code for verification and chargeback prevention.
Pricing: The YITH WooCommerce Stripe plugin is priced at $79.99 per year, offering one year of updates and support, along with a 30-day money-back guarantee.
Considerations When Selecting WordPress Credit Card Payment Plugin
Choosing a WordPress Credit Card Payment Plugin demands careful consideration of various factors to align with your specific needs
1. Security Features: Prioritize plugins with robust security measures, including PCI compliance, encryption, and fraud detection, to safeguard customer payment data.
2. Payment Gateway Options: Verify that the plugin supports a range of credit card types and payment methods to cater to diverse customer preferences.
3. Support and Updates: Ensure the plugin receives regular updates and offers reliable customer support to address any issues promptly.
4. Customization Options: Opt for plugins that allow customization of payment forms and checkout pages to enhance brand identity and user experience.
5. Ease of Use: Choose a plugin with a user-friendly interface to simplify setup, even for beginners.
6. Advanced Features: If your business involves subscription-based services, ensure the plugin supports recurring payments and provides reporting and analytics tools for insights into sales data.
By considering these factors, you can confidently select the credit card processing plugin that best suits your WordPress site’s requirements.
